Self Employed Mortgage in Surrey
At Freedom Capital, a borrower’s profession does NOT affect their application!
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Why Are Self Employed Mortgage in Surrey in High Demand?
Surrey is an evergrowing city home to a booming economy. Did you know one in every five residents of Surrey is self employed? When starting your own business, you are aware of the challenges that may lay ahead. Often individuals don’t realize the challenges they might face when getting a mortgage when self employed.
Being self employed comes with many challenges: putting in extra hours, time away from family and not making as much money as an employed person. Eventually, the benefits of being self employed can be enjoyed once you put in the hard work.
So getting a self employed mortgage shouldn’t be another obstacle to overcome.
If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.
Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!
Choosing the Right Lender For Your Surrey Self Employed Mortgage
When it comes to self employed mortgages, borrowers have limited options. This makes it hard to find a mortgage solution that fits your criteria. Tired of insufficient approvals and declined applications? Freedom Capital can help!
Freedom Capital is a national mortgage brokerage that strives to provide self employed individuals with the quick approvals and custom solutions they need. At Freedom Capital, our professional experts work round the clock to ensure every client receives the mortgage they need.
Self employed individuals typically do not have adequate income to qualify for a mortgage. Banks only look at your personal net income, This is why lenders have stringent requirements and harder application procedures for self employed mortgages in Surrey.
Yes. With the right approach and adequate income, it is possible for a self employed individual to qualify for a mortgage, even with only one year of financials.
Working with a self employed mortgage broker will increase your chances of getting approved. If you are facing difficulties, or cannot find the right lender for you, consider working with a mortgage broker to get your Surrey self employed mortgage.