If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial mortgage solutions and quick approvals.
Commercial financing services includes financing services for commercial/apartment/ industrial buildings, motels and hotels, mix-use buildings, shopping centers and plazas, storage facilities, condo conversion projects, townhouse financing, inventory mortgages, land and construction financing.
In the area of commercial mortgages, we at Freedom Capital have a vast and impressive record of dealing with more than 200 alternative and institutional lenders. Our list of commercial mortgage lenders ranges from life insurance companies, credit unions, banks and trust companies, private investors, and pension funds. We have the solutions to provide a wide selection of products, from conventional lending to private commercial finances.
At Freedom Capital, we have the reputation to look at the whole financial situation . Freedom Capital will explain the benefits, as well as the risks that are involved. Freedom Capital will go out of their way to facilitate and find the best and advantageous deal for you. We can provide personalized service and advise based on your needs. Freedom Capital offers a wide range of flexibility as well as different type of mortgage offerings. We can offer no limit financing and have no restriction on how many projects you are working on.
At Freedom Capital, we have the reputation to look at the whole financial situation. We are a private alternative mortgage brokerage firm where you can expect to acquire a mortgage with simple terms and relatively less paperwork. We are committed to provide easy and quick financing in as little as 24 hours*.
Our focused, common sense lending has made Freedom Capital an ideal choice for private/alternative mortgages. Due to our prominent position in the market, borrowers prefer us over conventional banks. In times of today, a bank can takes weeks or even months to get your mortgages approved. We deliver new and progressive mortgage solution with flexible yet common-sense underwriting that is easily understandable for borrowers.
After you decide to apply for a secured real estate financing by your dependable Commercial financing services provider, the next important step is to determine the options you have to utilize your mortgage prudently and profitably.
The lucrative opportunity of acquiring a piece of land or developing an owned piece of property is possible with the help of your commercial financing. Majority of the conventional banks and credit unions do not offer the option of land financing to their borrowers till this day. It is only in those cases where all the approvals are made and the zoning has been made.
If you go to a traditional lender for land financing, you might find it very difficult to obtain your mortgage.
Freedom Capital is one such mortgage solution provider that provides the offering of commercial financing for land only deals before the land is rezoned. We are highly specialized and skilled in providing finances for residential subdivision, industrial and commercial land assembly, unzoned and zoned land, and much more.
With our network of professional commercial lenders, we are dedicated towards providing a wide range of attractive and profitable land financing options to our valued clients. We have specifically made the terms of our land only mortgages flexible and reasonable.
Another option to sensibly utilize your commercial financing is using it for your construction financing needs. If you own a property, it is a good and profitable idea to have it developed. With your mortgage utilized for the construction on your property, the value of your estate can be immensely increased.
Construction financing are short-term mortgage utilized for financing the construction of a real estate project. Also called a self-build mortgage, construction financing is normally chosen by home buyers or builders who are planning on building a personalized and custom-built house.
Not only does Freedom Capital provide the finance for land, but also the construction to take place on that piece of land. Your commercial financing can be put to good and profitable use. Freedom Capital is proud to say that they have financed quite a number of construction projects.
Here is another lucrative option you have with your commercial financing. Your commercial mortgage can be spent on constructing a high rise flat or building in a populated location. This requires quite a huge amount of finances. Who’s better than your trustworthy mortgage solution provider at Freedom Capital to approve your commercial financing.
Ask your dependable and faithful multi-million-dollar commercial financing solution provider to help you determine which is the right option for you. Freedom Capital is all about making the entire mortgage and its approval process seamless for their clients. Their reputation and status are well known for being one of the biggest and largest mortgage providers in Canada.
In the area of commercial mortgages, we at Freedom Capital have a vast and impressive record of dealing with alternative and institutional lenders. Our list of lenders ranges from life insurance companies, credit unions, banks and trust companies, private investors and pension funds. We have the solutions to provide a wide selection of products, from conventional lending to private commercial finances.
Our focused, common sense lending has made Freedom Capital an ideal choice for private/alternative mortgages. Due to our prominent position in the market, borrowers prefer us over conventional banks. In times of today, a bank can takes weeks or even months to get your mortgage approved. Our client gets access to their required funds when they need them.
We offer our professional services to our clients and are more than happy to serve them whenever they need us.
Our experienced brokers with their vast knowledge and expertise will make you feel fully satisfied that you are in good hands.
Our topmost priority is to provide personalized and fast financing solutions to our clients. We take pride in the fact that we take on rush deals and process our mortgages within the given timeframe. There are few mortgage solution providers out there who provide the option of dealing with rush deals.
Banks approve commercial mortgages based on two major factors:
1: Your credit score.
2: Your net income.
If your credit score is below 680 and your income is not high enough to service your mortgage and other credit facilities, you will NOT get approved for a commercial mortgage in Canada.
At Freedom Capital, you are not a ‘number’ to us! We use a common-sense approach while approving your mortgage. No red tape, no waiting for weeks. We simply require the equity and will provide you with a viable, no-obligation option with minimal documentation.
Let’s compare apples to apples. If you were declined from the bank, then NO, private commercial mortgages are not more expensive. We work hard to get the best possible terms in the market and provide you with the solutions that you need.
Since these mortgages are riskier for lenders, they have higher interest rates. However, at Freedom Capital, we don’t get paid on rate, we obtain terms that make sense for our borrowers.
If you are looking for the best rate and you have a good income and strong credit, we strongly recommend you contact your local bank and see if you can get approved for commercial financing. However, if for any reason you get declined, we may be able to help!
We are a solutions provider and take pride in providing viable options for your commercial mortgage. If you were not approved by your local bank, Freedom Capital can help get you some options to get you started in the real estate industry.
Private commercial financing gives you a backup plan. When the banks are taking too long to approve your mortgage for whatever reason, we can have our commercial mortgage lenders in Canada review your application. Whether it be bad credit, low income, new to Canada or any other reason, we can help with an alternative solution for your commercial needs.
This is what Freedom Capital’s whole philosophy is based on. We DO the deals that the banks DO NOT do.
Freedom Capital provides commercial mortgage in several cities and provinces in Canada. The list include:
Client was looking for a better 1st mortgage rate along with extra funds over his rental apartment building. Due to Covid tenants were not up to date with rental payments and client was struggling to keep up with mortgage payments. Freedom Capital secured a new $3.1 Million loan at a 2% lower rate with additional funds to cover mortgage payments for 8 months.
$50 Million Term Loan for a newly constructed rental office building. Client was near completion of his $75 Million 8 storey office building and looking to refinance his construction loan with additional funds to give the client time to secure leases and cover the costs of tenant improvements without requiring any further equity injection.
Rush second mortgage for a newly built 6 unit industrial building. Client had bank financing lined up once final occupancy permit issued, but due to Covid there were delays at the City. Client required quick $500K equity take out to finish paying trades and carrying costs to avoid CPL’s getting registered on title. Freedom Capital provided quick easy financing and fully open term and no appraisal!
Large $2M equity take-out over a commercial plaza. Clients saw the opportunity to further invest in real estate. They leveraged existing equity to continue growing their assets and make money.
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Disclosure : Applying for a mortgage does not guarantee approval for the mortgage. No Upfront fee is applicable for the mortgage however processing Fees may apply. APR can vary depending on mortgage amount.
