Self Employed Mortgage
We provide creative self-employed Mortgage financing solutions!
Play Video
Do you need a self-employed mortgage?
- Not enough income to qualify for a traditional mortgage?
- Banks need 2 to 3 years history of self-employed income
- History of debt?
- Insufficient credit scores?
- Are overbearing bank documentation requirements delaying your mortgage application?
- Unable to meet current repayment terms?
- Zero experience with the mortgage market and self-employed mortgages in Canada?
If any of these apply to your situation, Freedom Capital can help. At Freedom Capital, we pride ourselves on providing immediate financing and custom solutions for every client. Our financing experts ensure the borrower receives the solutions they need.
WHO IS FREEDOM CAPITAL?
Freedom Capital is a private mortgage brokerage determined to provide each borrower with immediate, easy and adequate financing that makes sense for your situation. We take pride in helping self-employed individuals in Canada in acquiring self-employed mortgages with a simple and ‘common sense’ approach method.
Private financing firms have become a borrower’s first preference in Canada for one reason: they offer immediate access to funds even for the most challenging clients. At Freedom Capital, our core strength is our pioneering and creative approach to providing self-employed mortgage solutions. We provide an alternative from the banks and credit unions to our self-employed clients.
WHAT MAKES US UNIQUE?
We say Yes When Banks Say No
If your application was denied by the banks, Freedom Capital can help. We cater to every client, irrespective of their financial situation, and help borrowers access the funds they need. If you are a self-employed individual who has been turned down by credit unions due to your profession, Freedom Capital should be your go-to. We do the deals the banks don’t do.
Extensive Network of Lenders
Our network of lenders is ready to immediately finance deals, irrespective of how hard it may be. With reasonable mortgage terms, simple application processes and immediate financing, Freedom Capital can give you the self-employed mortgage you need. Our committed team ensures borrowers can find a solution to their financial situation.
Common Sense Lending
Our focused, common-sense lending has made Freedom Capital an ideal choice for private/alternative mortgages. We understand that self-employed individuals should have easy access to funds to fuel their businesses and finance their goals. Unlike banks, we understand every borrower’s situation and take the time to properly examine their potential.
Why Choose Freedom Capital for a Self-Employed Mortgage?
- Do you need money NOW?
- Are you looking for a quick application process?
- Do you want to get approved without lengthy income assessments?
- Are you looking for progressive mortgage solutions?
- Do you need a common-sense lender who understands your needs?
If your answer to any of these was YES, then Freedom Capital is the best private mortgage brokerage for you. At Freedom Capital, our experts are available round-the-clock to help you with your unique self-employed financing requirements. So, self-employed individuals who generally have a hard time acquiring mortgages can get their mortgage request approved within no time at Freedom Capital.
Getting a self-employed mortgage in Canada is hard for freelancers, self-employed workers, and contractors, but not impossible. As long as your mortgage request fulfils all the requirements set forth by your private alternative mortgage firm, the chances of getting your mortgage denied are minimal.
When it comes to banks and credit unions their requirements are generally as follows:
- Good credit history,
- Stable source of income
- A large down payment
- Clear mortgage documentation
- Large cash reserves
- Low debt-to-income ratio
- Two years statements
- And/or other documentation, depending on the mortgage you need.
Gathering the documentation for these requirements can be a tedious process. At Freedom Capital, we save our client’s time and money with relatively less paperwork and a common-sense approach. Our team at Freedom Capital is also self-employed. This is why we understand your situation and do our best to help you fulfil your financial needs.
FAQ
Most frequent questions and answers
Getting a self-employed mortgage in Canada is hard for freelancers, self-employed workers, and contractors, but not impossible. As long as your mortgage request fulfils all the requirements set forth by your private alternative mortgage firm, the chances of getting your mortgage denied are minimal.
WHAT IF A POTENTIAL BORROWER HAS BRUISED CREDIT? WILL THEY BE ELIGIBLE FOR A SELF-EMPLOYED MORTGAGE?
Yes! As long as you have the required equity, you have a strong chance of getting approved. The best way to determine whether or not you can qualify for a self-employed mortgage is to call our mortgage consultants at Freedom Capital.
At Freedom Capital, we have an extensive network of lenders who are always ready to fund even the most challenging of your deals immediately. We have no specific range that we cater to when it comes to self-employed financing, from small to multi-million dollar mortgage deals, we fund all your unique financing needs.
Freedom Capital provides Self Employed Mortgage in several cities and provinces in Canada. The list include:
