Self Employed Mortgage in BC

At Freedom Capital, a borrower’s profession does NOT affect their application!
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About Self Employed Mortgages in BC

Being self employed has its advantages, but when it comes to mortgages, self employed individuals often face several obstacles. Whether it be an immediate requirement for funds to purchase real estate, fund a new business venture, or finance other life situations. Why should your profession determine whether or not you receive the financing you need?

Getting a mortgage when self employed in BC can be difficult. Due to the unstable income, net income requirements, fluctuating stability, and insufficient credit scores, individuals often get turned down by banks and other financial institutions. This can be hard to cope with, and often leaves borrowers rejected or not approved for enough funds.

If you are facing difficulties getting your self employed mortgage in BC, Freedom Capital can help!

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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How is Freedom Capital Different?

At Freedom Capital, we understand and empathize with self-employed individuals. This is because we are just like you, self employed individuals. We are a national mortgage brokerage that understands your challenges and is determined to help you with a mortgage that fits.
Freedom Capital strives to help clients overcome life situations and gain financial stability.
These factors ensure that every client receives the mortgage they need.
Yes! As long as you meet our minimum requirements then you can qualify for a Freedom Capital self employed mortgage without stringent income qualifications.
Lenders usually determine the amortization and monthly payment terms, however, the amortization period for a self employed mortgage in Canada can last up to 25 years.
The qualification and application process for a self employed mortgage is different from a traditional mortgage. At Freedom Capital, we have relatively less paperwork and don’t scrutinize your income. This ensures every borrower gets quick and easy approval.
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