Second Mortgage

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How Can a Second Mortgage in Vancouver Help?

Vancouver is British Columbia’s most populated city and is home to one of the country’s busiest real estate markets. This can make the development or renovation of a property hard to fund. To make up for their lack of funds and cover the costs of their expenses, borrowers in Vancouver often turn towards second mortgages.

A second mortgage is a loan taken up against a previously mortgaged property. If you have personal, professional, or property-related financial issues, a second mortgage can be a smart solution. People get second mortgages in Canada for many reasons, including but not limited to:

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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How Can Freedom Capital Help?

When it comes to second mortgages, borrowers have to consider many different options. To obtain a suitable mortgage you need to settle on the type of loan, lender, mortgage broker, loan terms and mortgage terms.

This can be tedious and tiresome, effectively wasting your time, effort and money. At Freedom Capital, we can cut down your research process and provide you with the options you need. Our position as a popular national brokerage in Canada ensures that we can provide clients with unique mortgage options and immediate financing.
Are you tired of scoring the market for the best deal? If so, Freedom Capital is here to help!
Yes. If you are looking to refinance your home equity loan, HELOC or second mortgage you need to simply follow the same procedure as you would for a regular mortgage.
To qualify for a Freedom Capital second mortgage you need a minimum of 20% of the equity in your home.
A piggyback second mortgage is a HELOC or home equity loan taken out at the same time as your first mortgage. It is used to help borrowers finance their initial mortgage and any expenses related to it such as interest rates and down payments.
Yes! In fact, it is smarter to leverage an investment property instead of your family home. As long as your investment property has equity, you can most certainly get a second mortgage against it. To get a mortgage against your investment property you need to follow the same qualification and application process you would for a mortgage against your home.
Freedom Capital has one of the fastest turnaround times in the industry. Subject to the type of mortgage you are applying for, you can potentially get a mortgage approval in 24 hours*.
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