Second Mortgage
Alberta

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Get a Second Mortgage in Alberta

If your property is currently or previously was mortgaged, it likely has equity stored in it. This equity is an asset that can be tapped into and used to fund your needs. With a second mortgage in Alberta, you can:

For certain cases, banks and other large lending institutions will refuse to place a second mortgage on your house or will offer unreasonable rates. This can be due to low credit scores, high debts, or inadequate income. 

If you have faced declined applications with the banks, consider opting for a private Alberta second mortgage. Borrowers get several benefits with a private second mortgage in Alberta, some of them being:

Looking for a custom-tailored solution catered to your needs? Reach out today and let Freedom Capital assist you in your financial journey.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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Looking for Private Second Mortgage Lenders in Alberta?

Being uncertain about which lender to approach is a common issue amongst Canadian borrowers. With so many lenders to choose from, it can be hard to pick the best choice for you and your needs.

At Freedom Capital, we provide custom solutions for every borrower. Our team of expert professionals work hard to provide the best possible solution and speedy approvals for every client.

With a unique array of lenders, reasonable requirements, several mortgage options, and as little as 24 hours* approval time, Freedom Capital can provide you with the Alberta second mortgage you need.

FAQ

Borrowers in Alberta are required to pay a 20% down payment for a second mortgage loan. This can vary according to the amount you borrow and the lender you approach.

At Freedom Capital, we require a minimum credit score of 620 for a borrower to qualify for a second mortgage.

If you have any financial needs and are capable of funding a second mortgage, then yes, it is a good idea to take out an Alberta second mortgage. However, if you cannot handle taking out a mortgage, then you should consider not getting one.

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