Are there any disadvantages to debt consolidation in Surrey?

Every loan has its advantages and disadvantages. When it comes to debt consolidation in Surrey, the main disadvantage is a longer amortization period. The amortization period for a debt consolidation loan typically can range from 1 to 25 years..

Should I get a secured or unsecured debt consolidation loan?

If you do not want to hold any personal assets as collateral then an unsecured debt consolidation loan is your best option. However, if you are looking for a safer option with lower interest rates then you should opt for a secured debt consolidation loan.

Will consumer proposals in Surrey negatively affect my credit score?

Yes. Consumer proposal does negatively affect your credit score. When you consolidate your debt you get rid of your liabilities and in turn improve your financial status in the long run. There are other solutions than consumer proposals that can help with debt.

Debt Consolidation Langley

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Debt consolidation in Langley can be the best option for you if you’re finding it difficult to manage several high interest debt. Have you accumulated a certain amount of debt that has lead you to a concerning financial situation? If so, Freedom Capital can help!

With our specialized services, including credit card consolidation, consumer proposals, and bankruptcy filing, we have helped thousands of Canadians overcome their debt problems. We can do the same for you. To learn more about how our individualized service can help with your debt struggles, get in touch with us right away.

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy

Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!

I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!

I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!

Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.

We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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Debt Consolidation Can Be The Key To Your Financial Freedom

Consolidating your debt is an important first step toward achieving your financial stability in Langley. When you choose debt consolidation, all of your unpaid bills are combined into a single monthly payment. For more information on the process, Freedom Capital’s agents in Langley can sit down with you and go over the process in detail.

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If so, Freedom Capital’s debt consolidation loan in Langley can help you regain your financial footing!

FAQ

Does debt consolidation fix your credit?

Your credit ratings are likely to increase over time if you employ debt consolidation to pay off debt by consolidating several debt loads into one new loan. However, it’s possible that your credit ratings will initially drop. As long as you pay your bills on time and avoid taking on additional debt, that can be acceptable.

Is debt consolidation a good idea in Langley?

Yes. It can save them money by reducing their interest rate. This is accomplished by using a debt consolidation loan with a reduced interest rate to pay down high interest debt (provided you can get approved for a low interest rate consolidation loan).

Is it better to consolidate debt or settle?

Fundamentally speaking, debt consolidation is helpful for reducing the total amount of creditors you owe, whereas debt settlement is helpful for reducing the total amount of debt owed. It is possible to receive additional benefits through either approach, particularly debt consolidation.

Whether you are looking for debt consolidation in Langley or considering a Langley debt settlement, get in touch with Freedom Capital today to get started with your debt reversing journey.

(+1) 866 944 7778

Debt Consolidation Langley

Client Testimonials

Not Sure how Freedom Capital can help you for your mortgage options?

Fill out this quick questionnaire to get mortgage options for your next commercial purchase or refinance.

Debt Consolidation Can Be The Key To Your Financial Freedom

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#104-15272 Croydon Drive

Surrey, BC V3Z 0Z5

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Calgary, AB T2P 3E5

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Phone: 647-776-7644