Second Mortgage
British Columbia

Custom-tailored solutions and seamless approvals for borrowers.
Or talk to a mortgage broker now:
Let's Get Started
Play Video

Why Should You Get A Second Mortgage in BC?

A second mortgage can be very beneficial for people in need of immediate access to funds. Second mortgages can provide a financial option for when you are looking for funds for:

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Isabella Flores
Read More
Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
Read More
Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
Read More
I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
Read More
I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
Read More
Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
Read More
We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

Not Sure how Freedom Capital can help you for your mortgage options?

Fill out this quick questionnaire to get mortgage options for your next commercial purchase or refinance.
Step 1
Step 2
Step 3

How Can Freedom Capital Help?

Freedom Capital operates as a national brokerage dedicated to the alternative and commercial mortgage market in Canada. We work with lenders who provide mortgages in urban areas located in British Columbia, Alberta and Ontario. With Freedom Capital, you can find everything you need in one place.
FAQ
You absolutely can. Unlike banks who only look at credit and income, we can leverage the equity you have in other real estate assets. We do not approve your loan request based on your credit score or net income. We simply require the equity and will provide you with a viable, no-obligation option.
To qualify for a Freedom Capital second mortgage you need a minimum of 20% of the equity in your home.
Since these mortgages are riskier for lenders, they have higher interest rates. However, at Freedom Capital, we don’t get paid on rate, we obtain terms that make sense for our borrowers.
Freedom Capital has one of the fastest turnaround times in the industry. Subject to the type of second mortgage you are applying for, you can potentially get a mortgage approval in 24 hours*.
Scroll to Top
Scroll to Top