Mortgage Broker in Victoria BC

The Importance of Mortgage Brokers in Victoria BC
The real estate market in Victoria BC is experiencing a significant increase in demand. This steady growth has made the real estate market more challenging for lenders and borrowers alike. With higher rates and limited mortgage solutions, first-time buyers can be pressurized to close insufficient deals with underwhelming approvals.
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Are you looking for a mortgage broker in Victoria BC?

When you hire a broker, you will be guided by someone who is familiar with the industry and has spent time scouring it for suitable terms. You will save time and energy as a result. A Victoria mortgage broker will search the market and find the best option for you, irrespective of your credit history. They will find a flexible lender who can meet your criteria and offer you great terms.

They can offer advice on how to increase your credit, what you are approved for and how to meet your financial goals.

A professional broker will also search beyond the rate, the terms of the mortgage, understand the mortgage contract, and consider any applicable costs. This will ensure you obtain a mortgage that makes sense for your situation.

Unsure if you can trust a broker? All mortgage brokers must be certified and the industry is regulated, so you can rest assured that any legitimate specialist you speak with is well-versed in their field. They also have a duty of care to their customers, which means they’re on your side.

If you are looking to purchase a property, but don’t have the time on your hands to research, explore and talk to lenders then a mortgage broker is perfect for you.u speak with is well-versed in their field. They also have a duty of care to their customers, which means they’re on your side.

Unlike lenders, brokers have the option of working individually or with a brokerage business, depending on their practices. Borrowers are relieved of the burden of conducting research or dealing with lenders. The broker is also in charge of the mortgage application and approval procedure.

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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Looking for the best mortgage brokers in Victoria BC?

Our brokers at Freedom Capital realise how difficult it may be to find the right mortgage on your own. We’re here to make your mortgage process as smooth as possible, with the finest rates and the best mortgage plan for you.

Our mortgage brokers are professional experts with the experience, knowledge and training needed to provide clients with the best possible mortgage. If you are looking for ideal loan terms and smooth application procedures, Freedom Capital can help.

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Freedom Capital can provide you with the solutions you need!

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FAQ

Yes. Mortgage brokers work hard to ensure that their clients receive the best deals. Whether it be lower interest rates, sizeable funding, shorter amortization periods or custom loan terms; a mortgage broker will strive to meet their client’s needs and find the best mortgage for them.

With a mortgage broker by your side, you are almost guaranteed approval. Mortgage brokers receive their commission only when the deal is closed. This is why they work hard to ensure every party’s time, money and energy aren’t wasted. A mortgage broker in Victoria BC will stick with even the most difficult client to ensure they are delivered an ideal mortgage.

The BCFSA (BC Financial Services Authority), formerly known as FICOM, regulates all mortgage brokers in Victoria BC. Individuals who work as mortgage brokers are regulated by the jurisdiction. To keep their status, they must attend periodic upgrading courses. A bank representative, on the other hand, is not required to have a provincial licence, so you never know what you’ll receive.

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