Mortgage Broker in Victoria BC
Are you looking for a mortgage broker in Victoria BC?
When you hire a broker, you will be guided by someone who is familiar with the industry and has spent time scouring it for suitable terms. You will save time and energy as a result. A Victoria mortgage broker will search the market and find the best option for you, irrespective of your credit history. They will find a flexible lender who can meet your criteria and offer you great terms.
They can offer advice on how to increase your credit, what you are approved for and how to meet your financial goals.
A professional broker will also search beyond the rate, the terms of the mortgage, understand the mortgage contract, and consider any applicable costs. This will ensure you obtain a mortgage that makes sense for your situation.
Unsure if you can trust a broker? All mortgage brokers must be certified and the industry is regulated, so you can rest assured that any legitimate specialist you speak with is well-versed in their field. They also have a duty of care to their customers, which means they’re on your side.
If you are looking to purchase a property, but don’t have the time on your hands to research, explore and talk to lenders then a mortgage broker is perfect for you.u speak with is well-versed in their field. They also have a duty of care to their customers, which means they’re on your side.
Unlike lenders, brokers have the option of working individually or with a brokerage business, depending on their practices. Borrowers are relieved of the burden of conducting research or dealing with lenders. The broker is also in charge of the mortgage application and approval procedure.
If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.
Looking for the best mortgage brokers in Victoria BC?
Our brokers at Freedom Capital realise how difficult it may be to find the right mortgage on your own. We’re here to make your mortgage process as smooth as possible, with the finest rates and the best mortgage plan for you.
Our mortgage brokers are professional experts with the experience, knowledge and training needed to provide clients with the best possible mortgage. If you are looking for ideal loan terms and smooth application procedures, Freedom Capital can help.
Freedom Capital can provide you with the solutions you need!
Will I get better rates with a mortgage broker in Victoria BC?
Yes. Mortgage brokers work hard to ensure that their clients receive the best deals. Whether it be lower interest rates, sizeable funding, shorter amortization periods or custom loan terms; a mortgage broker will strive to meet their client’s needs and find the best mortgage for them.
Will I definitely get approved with a mortgage broker in Victoria?
With a mortgage broker by your side, you are almost guaranteed approval. Mortgage brokers receive their commission only when the deal is closed. This is why they work hard to ensure every party’s time, money and energy aren’t wasted. A mortgage broker in Victoria BC will stick with even the most difficult client to ensure they are delivered an ideal mortgage.
How are Victoria mortgage brokers regulated?
The BCFSA (BC Financial Services Authority), formerly known as FICOM, regulates all mortgage brokers in Victoria BC. Individuals who work as mortgage brokers are regulated by the jurisdiction. To keep their status, they must attend periodic upgrading courses. A bank representative, on the other hand, is not required to have a provincial licence, so you never know what you’ll receive.