Mortgage Broker in Ontario

The Importance of Mortgage Brokers in Ontario
The real estate market in Ontario is experiencing a significant increase in demand. This steady growth has made the real estate market more challenging for lenders and borrowers alike. With higher rates and limited mortgage solutions, first-time buyers can be pressurized to close insufficient deals with underwhelming approvals.
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Looking for a mortgage broker in Ontario?

A mortgage broker in Ontario collaborates with all parties involved in the loan process, from the realtor to the underwriter and closing agent, to ensure that the client receives the best mortgage in the quickest period feasible.

If you are looking to purchase a property, but don’t have the time on your hands to research, explore and talk to lenders then a mortgage broker is perfect for you. Unlike lenders, brokers have the option of working individually or with a brokerage business, depending on their practices. Borrowers are relieved of the burden of conducting research or dealing with lenders. The broker is also in charge of the mortgage application and approval procedure.

Many brokers also have access to sophisticated mortgage application technology, which allows them to submit an application to many lenders at once, speeding up and simplifying the process.

When you hire a broker, you will be guided by someone who is familiar with the industry and has spent time scouring it for suitable terms. You will save time and energy as a result. A mortgage broker in Ontario will search the market and find the best option for you, irrespective of your credit history. They will find a flexible lender who can meet your criteria and offer you great terms.

They can offer advice on how to increase your credit, what you are approved for and how to meet your financial goals.

A professional broker will also search beyond the rate, the terms of the mortgage, understand the mortgage contract, and consider any applicable costs. This will ensure you obtain a mortgage that makes sense for your situation.

If you’re facing difficulties finding the right mortgage, a mortgage broker in London Ontario can do the work for you.

Contact a mortgage broker or agent in your area to get the best mortgage rates in Alberta. Using a local broker allows you to meet in person to discuss your requirements and concerns, and helps build trust between the parties.

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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Freedom Capital’s Mortgage Brokers

If you are facing difficulties in finding the right mortgage broker in Canada, or are looking for a lender who can meet all your needs, Freedom Capital can help! Freedom Capital is a unique mortgage brokerage dedicated to providing individuals across Canada custom mortgage solutions with swift approvals.

Looking for a mortgage broker in Ontario? With:

Freedom Capital can provide you with the solutions you need!

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FAQ

Working with a mortgage broker increases your chances of getting a mortgage approval. This is because mortgage brokers in Canada are not compensated until the deal is closed. In order to get their money, brokers strive to ensure every borrower they work with gets a mortgage suitable for their needs.

To become a licensed mortgage broker you need to do a mortgage broker course in Ontario and then apply for the license. There are also certain requirements you need to meet, such as being of legal age and being a resident of Canada.

Yes, most mortgage brokers will charge you a fee for their services. Despite the fact that these brokers are paid a commission by the lenders, they will also charge you a mortgage broker fee for other services.

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