Mortgage Broker in Kamloops

The Importance of Mortgage Brokers in Kamloops

The real estate market in Kamloops is experiencing a significant increase in demand. This steady growth has made the real estate market more challenging for lenders and borrowers alike. With higher rates and limited mortgage solutions, first-time buyers can be pressurized to close insufficient deals with underwhelming approvals.

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Need a mortgage broker in Kamloops BC?

Kamloops is progressively establishing itself as the perfect option for people looking to get away from the large metropolis and buy a home in a more tranquil setting. There are many different types of mortgages to choose from in Kamloops. You can get compare mortgages, self-employed mortgages, bridge finance, construction mortgages, and home equity lines of credit, among other things.

With so many different mortgage options and lenders, the Kamloops mortgage market can be difficult to navigate. This is why getting a Kamloops mortgage broker is a great solution for many borrowers.

With a mortgage broker in Kamloops BC, you can find the best mortgage solutions with lower rates and ideal terms. Mortgage brokers help borrowers find and close the right deal for them. A broker’s experience, knowledge and connections make up for a borrower’s lack of expertise and ensure every client receives a mortgage that satisfies their needs.

If you are facing hardships or are too busy to look for different mortgage solutions, consider hiring a mortgage broker.

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy

Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!

I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!

I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!

Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.

We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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Get the Kamloops mortgage broker you need with Freedom Capital

Freedom Capital is a national mortgage brokerage with over a decade of experience. With:

Freedom Capital’s mortgage brokers can help you find the unique mortgages you need. Our network of lenders and mortgage brokers strive to provide every client with a solution tailored to their needs.

With a Freedom Capital mortgage broker in Kamloops BC you will:

Receive various mortgage options catered to your situation
Get swift approvals with flexible requirements
Obtain expert advice and guidance round the clock
Save your time, money and energy to focus on your personal needs
Obtain the mortgage solutions you need in little to no time

At Freedom Capital, we provide borrowers with mortgages catering to their situation.

FAQ

Why is it important to speak with a mortgage broker?

Given the recent changes to BC’s mortgage rules, it’s in your best interest to speak with a mortgage broker. Many lenders are no longer funding rentals or refinancing. Not only that, but they are no longer permitting refinances to be used as capital for debt repayment.

In the end, the people who will be most harmed by these changes will most likely be first-time home buyers. This is why it is in your best interest to talk to a mortgage broker in Kamloops BC before moving forward with a lender.

What is the maximum amortization on a mortgage?

An insured or insurable mortgage has a maximum amortisation of 25 years, while a non-insured or non-insurable mortgage has a maximum amortisation of 30 years.

Do mortgage brokers charge a fee?

Yes, most Kamloops mortgage brokers will charge you a fee for their services. Despite the fact that these brokers are paid a commission by the lenders, they will also charge you a mortgage broker fee for other services.