Equity Takeout in Ontario

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Looking to get an equity takeout in Ontario?

With real estate prices in Ontario skyrocketing over the last few years, many Ontario residents have accumulated substantial wealth in their houses. The difference between the property’s market value and the amount owed on the mortgages is your home equity.

When you pay your monthly mortgage payment, a portion of it goes towards the property. As a result, your home’s equity builds month after month. An equity takeout mortgage allows you, the homeowner, to borrow money against the value of your house. This loan can be used for various things like home improvements or as a down payment on another home.

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

Not Sure how Freedom Capital can help you for your mortgage options?

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Freedom Capital’s custom home equity loans in Ontario

Getting an equity takeout is easier than you think. While other lending institutions might require extensive documentation and various requirements, Freedom Capital can get you instant approval for a home equity loan in Ontario.

We just need a minimum of 20% equity. That is all! If you have the equity and are willing to work with our team, Freedom Capital can get you instant approvals in as little as 24 hours*.

If you are looking for quick and simple approvals,  immediate funding, progressive mortgage solutions and, above all, a common-sense lender who understands your needs, Freedom Capital is perfect for you.

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With a Freedom Capital equity takeout in Ontario, you can finance a variety of expenses, including but not limited to:

  • Construction, renovation or other home improvements
  • Debt consolidation
  • Cashflow for a business
  • Purchase of a new investment property
  • Emergency expenses
  • Large personal or professional expenses 
  • Death or illness of a loved one 
  • Other such life situations

Although the amount of equity you can take out of your home varies according to the lender and type of mortgage, most private lenders in Ontario allow you to borrow somewhere between 80 to 85% of your home’s appraised value.

Yes, a home equity line of credit or second mortgage can impact your credit score. However, if you repay the loan as planned, then your credit score will not be negatively affected by an equity takeout.

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