Construction Mortgage in Alberta

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Need Construction Financing in Alberta?

Having a house built is one of the most exciting decisions people make when moving. From the blueprints to the finished product, there are many intricate procedures to follow in order to build a property. Construction can be a stressful process, but a lack of proper finances can worsen that stress.

If you are a builder, constructor, or individual looking to self-build, construction financing can help you bridge the gap in your finances and cover the costs of any expenses.

If you can relate to these scenarios, you've come to the right place! With Freedom Capital, our borrowers receive custom-tailored commercial financing solutions and quick approvals.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

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Freedom Capital’s Unique Construction Mortgages in Alberta

Getting a construction mortgage can be difficult in Alberta. This is because banks and other lending institutions consider construction financing risky due to the lack of collateral.

If you are looking for a lender who can satisfy your needs and provide you with an optimal construction mortgage in Alberta with good rates and an easy approval process, Freedom Capital is the ideal lender for you.

We provide individuals across Canada with the quick and easy financing and custom solutions they need.


A construction mortgage can be used to construct residential, commercial, land and industrial properties.

Yes. A construction mortgage in Alberta can be used to cover every expense related to the construction of a property, including: 

  • Equipment costs
  • Labour salary
  • Title fees
  • Utilities
  • Appraisals 
  • And other such fees or costs

If you are looking for a construction mortgage, some general requirements you might face are: 

  • Credit score above 620
  • 20% down payment 
  • Reasonable debt-to-income ratio
  • Credentials of the builder and contractor
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