Commercial Financing

British Columbia
Freedom Capital is your Best Alternative to the Banks!
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Are you looking for Alternative Financing outside the conventional lending box?

If any of these apply to your situation, then you’ve come to the right place. At Freedom Capital, our financing experts create custom-tailored solutions for every individual borrower’s needs with quick and easy approvals.

Isabella Flores
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Freedom Capital Team is one of the most amazing mortgage brokers that I have work with, the level of service they provide is outstanding. The team is very professional and were able to answer all of my client questions. Very responsive and acted fast on a mortgage that need it to get approved fast. Highly recommend working with Freedom Capital. Thanks Pip, Sylvia and Kathy
RSB Developments Ltd
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Positive: Professionalism, Quality, Responsiveness, Value Pip and his dedicated team at Freedom Capital went above and beyond for us. We gave them a challenge of getting approval for us within 24 hrs and they were able to do it! I am so appreciative of Pip and his team for taking the time to not only help us understand the process but get it done Quickly! It was easy to see that Pip really values his clients and their best interests. We would work with Pip and his team in the future!
Kim Vo
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I am very happy to have worked with Pip, Sylvia, Rosy, Kathy on my recent mortgage fund. Especially Kathy and Rosy with constant follow-ups and conversations with me all along the application until funding date. Rosy has guided me through the process which I needed. I understand it must be a whole team effort, a lot of work must have occurred behind the phone line in which me the client might not be able to see after I hang up conversing over the phone. They have worked diligently to bring satisfaction serving their clients. I truly appreciate and grateful to deal with Freedom Capital!
John Vranic
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I have worked with many private lenders in the past and I must say that Rosy Ram was the one of the best people to deal with. To top it off my situation was extremely difficult and had many layers to it. After submitting documents that Rosy required she was able to get me a deal quite quickly. I was pleasantly surprised how professional and efficiently she worked. Many other lenders will promise you deals, string you along only to fall short in the end. All the terms, conditions and rates were very reasonable in light of my situation as well. Looking forward to doing more business with Freedom Capital!
AMIR Rahimtula
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Pip Dhaliwal and The Freedom Capital Team are top producers in the mortgage game. Time after time they come forward effectively, efficiently with experience that counts and competitive results! As commercial developer we trust Pip and his team when they say they will get it done! They think outside the box and deal size never matters with Freedom Capital, they have knowledge and relationships with credible financiers to make our 106 unit condo project a reality and help Transnat Properties provide affordable homes to the public.
Gregory Hilman
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We had another broker working on our deal for over three months, and the service was very disappointing... Then we called Pip for a competitive assessment, he made the deal in less than 2 weeks, and it was 3 x what the other lenders were offering. We even got open terms and better interest rate than we expected. Fantastic service and A very reputable lender… We would never go to another broker again!! 5 STARS!!

Client Testimonials

Not Sure how Freedom Capital can help you for your mortgage options?

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Why Choose Freedom Capital for your Mortgage

Freedom Capital was founded in 2010. Today, we operate as one of the largest National brokerages solely dedicated to the alternative and commercial mortgage market in Canada. Our team of specialists have combined experience of over 35 years in the mortgage lending industry.
Freedom Capital Provide builders and Developers a reliable ALTERNATIVE source of Project Financing – from the first draw to the last. Our knowledgeable team takes your project from un-zoned to finished construction project.

  • Recently Funded to Date – $ 290,000,000.00
  • 24-48 hours Approval possible *
  • Licensed in British Columbia, Ontario and Alberta (Urban Areas)
  • No Downpayment options – using your existing equity


Private financing gives you a backup plan. When the banks are taking too long to approve your mortgage approval for whatever reason. We can have our commercial mortgage lenders in Canada review your application. Whether it be bad credit, low income, new to Canada or any other reason, we can help with an alternative solution to help you get into the real estate industry.

Let’s compare apples to apples.  If you were declined from the bank, then NO, private mortgages are not more expensive. We work hard to get the best possible terms in the market and provide you with the solutions that you need. 

Since these mortgages are riskier for lenders, they have higher interest rates. However, at Freedom Capital, we don’t get paid on rate, we obtain terms that make sense for our borrowers.

We are a solutions provider and take pride in providing viable options for a purchase or a refinance. If you were not approved by your local bank, Freedom Capital can help get you some options to get you started in the real estate industry. 

Freedom Capital can help with residential but our niche market is on the construction and commercial.  We can purchase or refinance the following types of properties:

  1. Single Family Lots
  2. Multi Family Land
  3. Construction for Single Family Homes
  4. Construction for Multifamily including High Rises
  5. Warehouses
  6. Hotels
  7. Industrial
  8. Commercial units
  9. Commercial Buildings
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